Siding, as many homeowners know, is one of the most expensive purchases you will ever have to make. Like every big purchase, it’s tempting to put it off.

We get it—it can be intimidating, especially if you’ve never replaced your siding before. But with almost 20 years of experience in siding renovation, at Pacific we also know what can happen when homeowners wait too long to replace their siding.

Let’s tackle the root of your anxiety with our years of experience in the industry. Why is it risky to put off your siding replacement? What happens if you put it off for too long?

Let’s dive right in.

What Happens if I Delay Residing my Home?

A lot of things could happen! We push homeowners who have siding problems to assess using these five metrics: 

1.      Interior and Exterior Water Damage

Here’s the hard truth: If any of your home’s exterior or interior has already been damaged with water, it won’t get better—it will only get worse. It’s part of the reason we’re such strong advocates for addressing siding problems sooner rather than later. If we catch it earlier, then there’s less damage to the layers behind your siding.

Additionally, water damage means you will have a mold, mildew, or rot problem. Mold, mildew, or rot is some of the worst news a homeowner can hear: and over 60% of the country has experienced a mold issue.

It helps to understand that whether mildew, mold, or rot are on the exterior or interior of your home is critical to how the damage will affect you.

Interior mold may cause stuffy noses, coughing and wheezing, red or itchy eyes, or skin rashes. Don’t risk your future health because you’re anxious about repairing your siding—set up a free consultation and discuss affordable financing options today.

Exterior mold can lead to rot. Siding that is cracked or warped likely already has a rot problem. Since the whole purpose of siding is to insulate your home and protect it from water intrusion, having damaged siding means water damage will occur if it hasn’t already.

Over time, rot eats away at everything in your home’s exterior—from the insulation to the sheathing, and even the foundation could be affected. If it really is worst-case scenario and the structural, foundational elements of your home are affected by rot, the only option is to replace the foundation. The price tag for a foundation replacement starts at $40,000 dollars minimum.    

2.      Increased Prices

Year by year, prices continue to rise across all markets, and the siding and roofing industry are no exception.

We compared a 2024 and 2025 price report from Angi, a reputable contractor locator. The price ranges for siding projects went up by nearly 100% in only one year.

The prices, unfortunately, aren’t going down. While you should always keep your eyes peeled for special promotions a company may be running (spoiler alert—scroll down on our website to check out our updated deals!), prices will keep rising.

Because of that, there’s never a more excellent time to redo your siding than right now (except for, maybe, last year). With any of the previously mentioned problems, redoing the siding on your home becomes increasingly critical—and the prices won’t drop.

3.      More Expensive Utility Bills

If your siding is damaged in any way, it could be letting more of the elements into your home without your realizing. You might be turning up the heat or using a dehumidifier without understanding the root of your problem.

Energy Savings, a company in Texas focused on providing homeowners with the best electricity provider, explains that energy efficient siding “shields a building from harsh elements such as the sun, wind, snow, or rain” . Additionally, it “helps maintain its internal temperature by preventing air and moisture leaks.”   

Not only that, a study conducted in 2024 explains their findings: “we document[ed] that home insulation reduce[d] gas consumption by about 19%, on average, both for owner-occupied and rental homes”. For an electricity bill that is around $247 dollars a month, that’s nearly $500 in savings per year.

4.      Decreased Curb Appeal & Home Value

Damage to your siding can diminish your curb appeal, which is problematic if you live in an HOA or other properties with strict guidelines.  It’s also an eyesore to yourself—who wants to come home to a damaged house?

Additionally, not residing your home can decrease your property value. According to the Journal of Light Construction’s 2024 “Cost vs Value Report”, the resale value of a fiber-cement siding replacement will be recouped at 88%.

That means if you pay for a siding replacement prior to selling your home, 88% of the value will be immediately applied to the resale value. Not bad! (Vinyl comes in at around 80%.)

5.      Potentially Affecting Your Warranty

While comprehensive, many exterior manufacturing companies require proper maintenance to uphold the warranty. Maintenance being damage repair, doing regular checkups, and hosing it off occasionally.

While having a warranty may not be a concern if this is your first time redoing siding on your home, it can be helpful to keep in mind when reselling. Having a transferable warranty brings peace of mind to potential buyers.

If I DO Need to Reside, What’s my First Step? A big reason we—and all other reputable contractors—advocate for estimates is because it’s hard to see the problem without being there in person. And because all homes are different, the advice and solutions we present will be tailored to every unique home.

Receiving a free estimate for contractors in your area will be your best bet in identifying what will work for your home. Use review sites like Google or Yelp to find contractors that work well for your scope—whether it’s a repair or a replacement.

If you’re worried about the overall cost of the project, you should discuss it with the company you receive an estimate from. Most contractors offer financing options (Pacific Exteriors uses GreenSky) and would be happy to discuss how the project can best fit within your budget.

Pacific Exteriors Offers Free Estimates

There are so many things that could go wrong with putting off your siding replacement. From water damage to your whole home to an increased price down the line, there aren’t many advantages to continually putting off your siding project.

But we would be lying if we said it wasn’t understandable; jumping into a murky and expensive project is stressful. If you’re considering residing your home, read through some of our other blogposts on the siding process, such as “Siding Repair or Full Replacement? Here’s How We Help Homeowners Decide”.

If you’re located within Greater Seattle, Portland, or Atlanta, give Pacific Exteriors LLC a ring! Our aim is to provide free and transparent information on siding and roofing renovations, and we would be honored to work with you on your project.